Terms of Service

Last updated: December 10, 2025

1. Acceptance of Terms

By accessing or using HowRichAm, you agree to be bound by these Terms of Service. If you do not agree, please do not use our service.

2. User Accounts

  • You must be at least 13 years old to use this service
  • You are responsible for maintaining the security of your account
  • You must provide accurate information when creating an account
  • One account per person is allowed

3. User Content

You agree that content you post:

  • Is your own or you have permission to share it
  • Does not violate any laws or rights of others
  • Does not contain inappropriate, offensive, or harmful material
  • Does not include spam or misleading content

4. Prohibited Activities

You may not:

  • Harass, bully, or intimidate other users
  • Post illegal, violent, or sexually explicit content
  • Attempt to manipulate votes or game the system
  • Use bots or automated systems
  • Impersonate others

5. Content Moderation

We reserve the right to remove any content that violates these terms and to suspend or terminate accounts that repeatedly violate our policies.

6. Intellectual Property

You retain ownership of content you post. By posting, you grant us a license to display and distribute your content on our platform.

7. Disclaimer

HowRichAm is provided "as is" without warranties. We are not responsible for user-generated content or any damages arising from use of the service.

8. Changes to Terms

We may update these terms at any time. Continued use of the service constitutes acceptance of the updated terms.

9. Contact

Questions? Contact us at support@howricham.com